Entry 12 - Surprise 1

I assume that my annual starting salary increase is 4.9% then after a few years of experience it will go down to 4.8%. I also assume that I will get no raises and bonuses while I am working. I used the Future Value equation FV=PV(1+r)n.

money

The end resulted in me earning $8,719,178.07 in my lifetime. This result is not accounting for inflation.

A lot of Money

Entry 11- Taxes

Marriage

My annual taxes on my budget is $9,925 because I was single and I had no children. My annual taxes became $18, 247 when I was married and I filed taxes with my wife. My taxes went up because when I got married my income went up, we did not add money to a 401(K), and we are also still living in an apartment so we couldn’t use a mortgage as a deduction.

I then changed the number of children on my taxes with my wife and it became $16,122. My taxes went down because I counted my two children as a deduction.

Tax Deductions

Entry - 10 My Budget

Savings

Link to spreadsheet: https://docs.google.com/spreadsheets/d/1uPl6-j8oz8UTeybUr81FODrDU9qaXdWjKNd4Bf0GplU/edit#gid=0

My annual taxes on my budget is $9,925 because I was single and I had no children. My annual taxes became $20,272 when I was married with two children. Even with the deductions I get to make my taxes still went up. My taxes went up because when I got married my income went up, we did not add money to a 401(K), and we are also still living in an apartment so we couldn’t use a mortgage as a deduction.

Taxes

Entry- 9 Career Research

1. Who hires entry level professionals for your career?

• The government
• Businesses
• Social Agencies Policies
• Law firms

2. What does one need to know and be able to do for this career? (i.e. skills, training, etc.)

• Bachelor’s degree
• Law School
• J.D. degree
• LL. M degree

• Pass the bar exam
• Skils
• Problem-solving
• Listening
• Writing
• Organization
• Research
• Reading
• Speaking
• Strategy
• Cooperation

3. What type of work does one do in this career?

• legal work
• review contracts
• negotiate deals
• public defender
• prosecutor
• advise and represent clients

4. What are typical starting salaries?

• $76, 438

5. What type of benefits package can one expect?  (Medical, dental, vision, retirement, etc.)

• Pension plan
• 401(k)
• medical benefits are covered
• life insurance
• Long-term disability
• Short-term disability
• Parental leave
• Vacation
• CLE
• Bar association dues
• Bar exam fees

6. How many entry level jobs are available each year?

• 759,800

7. What is the projected outlook for job openings in this career for the next ten years?

• Growth for next 10 years is 10%

8. Where are these jobs located?

• Anywhere with…
• government
• Businesses
• Social Agencies
• Law firms
• Court houses

9. What sort of advancements are available in this career?

• Advancement programs

10. What is the average salary?

• $131,990

11. What is a high salary?  How many people make this salary?

• $187,199
• Lawyers in the private sector make the highest salary

12. What professional organizations will you need to join?

• The American Bar Association
• Organizations that the lawyer represents

13. Is additional education required?  If so, what is required?

• 

  Law School

  Law School
• J.D. degree

14. After 15 years, what second career(s) could you pursue with the same degree and/or other education?

• Agent
• Arbitrator
• Auditor
• Author
• Accountant
• Banker
• Bar Association Administrator
• Career Counselor
• Certified Financial Planner
• Commercial Real Estate Agent
• Computer Consultant
• Corporate Trainer
• Department Store Buyer
• Designer/Developer of Trial Visual Aides
• Deposition Videographer
• Director of Career Services, Admissions or Alumni Affairs
• Editor
• Fundraiser
• Investment Banker
• Journalist
• Jury Consultant
• Law Librarian
• Law Professor
• Legislative Analyst
• Lobbyist
• Management Consultant
• Mediator
• Legal Consultant
• Legal Headhunter
• Politician/Political Advisor
• Publisher
• Real Estate Developer
• Screenwriter
• Small Business Owner
• Special Event/Conference Planner
• Stockbroker
• Title Examiner
• Trust Officer/Estate Administrator

Law

15. What other relevant information did you find?.

• There are many areas of law that lawyers can get into.
  
  
  
  

Entry 8 - How would you spend $1M

Ultra Light Aircraft

Quadski

Tesla Model S

Entry 1 I am INTJ

My temperament is INTJ.

Mastermind

I agree with intuitive (N) because I act on what I believe to be true and what I believe to be right and I agree with introverted (I) I usually prefer to be approached by others than to approach them. I also agree that I am responsible because when I am given a job or task I hope to complete it well. As an INTJ one of my traits, self-confidence, is kind of a double edged sword because it is good to be confident; however, it is bad to be arrogant. INTJs have a thirst for knowledge and I do like to spend most learning new things or playing a trivia game to test my knowledge.

Thomas Jefferson

I disagree with being decisive because I don’t always have a quick decision when it it comes to making choices. Sometimes I doubt my decisions unless I am absolutely right  but there are some choices in life that don’t have a definite answer. INTJs do not like highly structured environments while I prefer them. I believe a structured environment can operate more efficiently.

Being over analytical could hinder me from answer the EQ because by over thinking things I can miss the answer when it is right in front of me. Focusness will help me answer the EQ because I will think about the question long and hard. Some famous INTJs have been U.S. Presidents like JFK, Thomas Jefferson, and Ulysses S. Grant. Sir Isaac Newton and Stephen Hawking are INTJs.

Entry 2 My Life Paths

Cal Poly Pomona:

Affordability and financial aid:http://www.cpp.edu/~financial-aid/

History:http://www.cpp.edu/~aboutcpp/heritage/index.shtml

Departments:http://www.cpp.edu/~academics/index.shtml

Pacific Union College:

Affordability and financial aid:http://www.puc.edu/admissions/finance

History:http://www.puc.edu/about-puc/our-past

Departments:http://www.puc.edu/academics/departments

PUC sign

UCLA:

Affordability and financial aid http://www.ucla.edu/admission/affordability

History http://www.ucla.edu/about/history

Departments http://www.ucla.edu/academics/departments-and-programs

UCLA sign

Entry 3- My Research

Cal Poly Pomona

1. What type of institution is it (private, public, out-of-state, four-year, etc.)?

• public polytechnic university
• four-year, masters program, doctorate programs

2. What is the enrollment (gender, ethnicity, religion, age, etc.)?

• Co-ed enrollment
• very diverse
• no specific religion

3. Where is the institution located?

• 3801 West Temple Ave.  Pomona, California, United States 91768

1. How far from home?

• 12.5 miles, 23 minute drive

2. Is it urban/suburban/rural?

• suburban

4. What are the admission requirements?

• students need to be a high school graduate
• 1 year of VPA
• 1 year of prep electives
• 2 years of foreign language
• 2 years of lab science
• 3 years of math
• 4 years of English
• 2 years of History/Social Science

1. What tests do you need to take and pass to get into this institution?

1. ACT or SAT
2. EPT and ELM

2. What is the average GPA requirement?

• 3.00

3. What forms, letters, applications are necessary for this institution?

• High School Transcript
• application

5. How much will it cost to attend this institution?

• Total cost depend on the student classification.
• More than 6 units will cost around $2,500 each quarter (including books)

1. What other projected costs will attending this institution incur?

• Annual cost:$19,240
• tuition:$5,472
• books:$1500
• on campus room and board:$11,615
• fee:$653

2. How do you plan to cover them?

• Work part-time
• Scholarships

6. What are the living arrangements necessary for you to attend this institution? (If this was addressed in #6, simply state “see above”.)

• I will live at home since the college is very close to my house.

7. What does it mean to declare a major?

• A student declares a major on the application during the the admission process.

1. What steps must be taken prior to declaring a major at this institution?

• write down your first and second choices for your major
• You  will be admitted to a specific major
• Students can declare or change their majors by contacting the academic advisor or academic department

8. What type of major might you pursue at this institution?

• Business Administration, B.S.-Finance, Real Estate, and Law

1. What is a description of this major?

• A business major teaches students how to live in the economic environment that we live in.

2. What does this institution rank in relation to your chosen major?

• Ranked 31 in 2015

9. What skills are necessary to be successful in this major?

• Planning Skills
• Speaking and listening
• Critical Thinking
• Organized Research
• Precise and Persuasive Writing

10. What high school courses are needed for this major?
• Critical Thinking
• Organized Research
• Precise Writing
11. What courses does one take to fulfill this major?

• Required Core Courses 72 units
• ACC 207/207A - Financial Accounting for Decision Making (4/1)
• ACC 208/208A - Managerial Accounting for Decision Making (4/1)
• CIS 310 - Management Information Systems (4)
• FRL 201 - Legal Environment of Business Transactions (4)
• FRL 300 - Managerial Finance I (3)
• FRL 301 - Managerial Finance II (3)
• IBM 301 - Principles of Marketing Management (4)
• MHR 301 - Principles of Management (4)
• MHR 318 - Organizational Behavior (4)
• TOM 301 - Operations Management (4)
• TOM 302 - Managerial Statistics (4)
• BUS 495 - Strategic Management (4)
• ACC 207/207A - Financial Accounting for Decision Making (4/1)
• ACC 208/208A - Managerial Accounting for Decision Making (4/1)
• CIS 310 - Management Information Systems (4)
• FRL 201 - Legal Environment of Business Transactions (4)
• FRL 300 - Managerial Finance I (3)
• FRL 301 - Managerial Finance II (3)
• IBM 301 - Principles of Marketing Management (4)
• MHR 301 - Principles of Management (4)
• MHR 318 - Organizational Behavior (4)
• TOM 301 - Operations Management (4)
• TOM 302 - Managerial Statistics (4)
• BUS 495 - Strategic Management (4)

• Elective options 16 units

• Career Emphasis in Finance and Real Estate: 16 units

• FRL 363 - Business Forecasting (4)
• FRL 380 - Real Estate Appraisal (4)
• FRL 383 - Real Estate Finance (4)
• FRL 386 - Real Property Management (4)
• FRL 404 - Financial Modeling (4)
• FRL 420 - Financing Small Business (4)
• FRL 431 - Derivatives Markets (4)
• FRL 433 - Seminar in Portfolio Management and Capital Markets (4)
• FRL 453 - Multinational Financial Management (4)
• FRL 460 - Commercial Banking (4)
• FRL 483 - Real Estate Market Analysis (4)
• FRL 486 - Real Estate Investment Analysis (4)
• FRL 490 - Urban Land Development (4)

• Career Emphasis in Business Law: 16 units

• FRL 325 - Contract Administration (4)
• FRL 326 - Contract Aspects of the Uniform Commercial Code (4)
• FRL 327 - Contract Case Study/Practical Application (4)
• FRL 401 - Government Regulation of Business (4)
• FRL 403 - Legal Implications of Financial Transactions (4)
• FRL 426 - Legal Aspects of International Business (4)
• FRL 450 - International Law and Dispute Settlement (4)
• FRL 484 - Real Estate Law and Practice (4)

• Required Support Courses: 20-24 units

• CIS 101 - Introduction to Personal Computing (4)
• ENG 105 - Freshman English II (4) (A3)
• STA 120 - Statistics with Applications (4) (B4)
• MAT 125 - Introductory Calculus for Business (4) (B4)
• EC 201 - Principles of Economics (4) (D2)
• EC 202 - Principles of Economics (4) (D2)

12. What is the study/workload like for this major?

• A minimum of 180 units
• 60 upper division unit
• At least earn 2.00 GPA
• Complete the USCP requirement
• 72 CSU mandated GE unit
• A Senior project

13. Can you graduate in four years in your intended major? Is it common? If it’s not, is a five-year+ plan okay with you and/or your family?

• Yes I can graduate in four years. A five-year+ plan is okay with my family

1. How many units do you need to graduate with your intended major?

• 180 units

14. In college, you have a lot of free time. What clubs or groups are you interested in joining (research campus life)?

• Archery Club

15. What career might one go into with this major?

• Lawyer

16. What are the viewpoints of current students in this major?

• One student said that there are good professors and going was a great decision.
• Another student said that it was great.

17. What other majors relate to this major?

• Business Administration, B.S.- Accounting
• Business Administration, B.S.-Computer Information Systems
• Business Administration, B.S. - E-Business
• Business Administration, B.S. - International Business
• Business Administration, B.S. - Management and Human Resources
• Business Administration, B.S. - Marketing Management
• Business Administration, B.S. - Technology and Operations Management

18. What questions would you ask a college admissions counselor?

19. OPTIONAL: Record any other information you found relevant to you that is not covered by answering the questions above.

Pacific Union College

Your report must include the answers to the questions below:

20. What type of institution is it (private, public, out-of-state, four-year, etc.)?

• Private
• Four-year

21. What is the enrollment (gender, ethnicity, religion, age, etc.)?

• 

  SDA Logo

  Religion: Seventh-day Adventist
• Co-ed enrollment
• diverse

22. Where is the institution located?

• One Angwin Avenue, Angwin, CA 94508

1. How far from home?

• 463 miles, 7 hour and 12 minute drive

2. Is it urban/suburban/rural?

• rural

23. What are the admission requirements?

• Admission requires student to be a high school graduate or have a GED
• 2 years of lab science
• 3 years of math
• 4 years of English
• 2 years of History/Social Science

1. What tests do you need to take and pass to get into this institution?

• SAT or ACT
• completion of CHSPE

2. What is the average GPA requirement?

• 2.30

3. What forms, letters, applications are necessary for this institution?

• PUC application
• Reference Form
• Transcript

24. How much will it cost to atten
    1. d this institution?
    • $27,081 total for annual tuition
    1. What other projected costs will attending this institution incur?
    • Housing: $4380 a year
    • Meals: $3,105 a year
    • Health plan:$750 a year
    • Technology fee: $300 a year
    2. How do you plan to cover them?
    • Work Part-time
    • Scholarships and financial aid
    2. What are the living arrangements necessary for you to attend this institution? (If this was addressed in #6, simply state “see above”.)
    • I may have to stay at a dorm. see above
    3. What does it mean to declare a major?
    • A student declares a major on the application during the the admission process.
    1. What steps must be taken prior to declaring a major at this institution?
    • Majors are declared when a student is admitted
    4. What type of major might you pursue at this institution?
    • Major in History, Political Studies and Ethics, B.A. or B.S.
    1. What is a description of this major?
    • This major will help a student understand the history of the United States and its government.
    2. What does this institution rank in relation to your chosen major?
    • Ranked as one of the best. Comparisons were made about PUC and other great colleges.
    5. What skills are necessary to be successful in this major?
    • Speaking and listening
    • Critical Thinking
    • Organized Research
    • Precise and Persuasive Writing
    6. What high school courses are needed for this major?
    • Critical Thinking
    • Organized Research
    • Precise Writing
    7. What courses does one take to fulfill this major?
    • Required CORE
    • ENGL 345 Advanced Expository Writing 4
    • HIST 134+135  History of the United States 4+4
    • HIST 280  History Methods II 2
    • PHIL 101 Introduction to Philosophy 4
    • PLSC 124 Introduction to American Government 3
    • PLSC 274 Introduction to Political Thought 3
    • PLSC 494 Internship 3
    • RELT 216 Intro to Christian Ethics 3
    • At least two of the following courses: 8
    • HIST 331 Early Modern Europe (4)
    • HIST 332 Europe Since Napoleon (4)
    • HIST 356 New Nation: 1763-1820 (4)
    • HIST 358  Recent America (4)
    • HIST 361 The World Since 1945 (4)
    • At least three of the following courses: 9-11
    • PLSC 328  Critical World Issues (3)
    • PLSC 329 Environmental Policy (3)
    • PLSC 330 Modern Comparative Government (3)
    • PLSC 340 History of Political Thought (3)
    • PLSC 485 Foreign Relations of the U.S. (3)
    • At least two of the following courses: 6
    • JOUR 434 Media Law and Ethics (3)RELB 315 Biblical Ethics (3)
    • RELT 355 Christian Ethics in Society (3)
    • RELT 440 Christian Bioethics (3)
    
    
    • At least two of the following courses: 7-8
    • PSYC 121  General Psychology (4)
    • SOCI 121 Intro to Sociology (4)
    • SOCI 232 American Social Problems (4)
    • SOCI 355 “Racial” and Ethnic Relations (3)
    • At least two of the following courses: 6
    • COMM 328 Small Group Communication (3)
    • COMM 329 Organizational Communication (3)
    • COMM 426 Argumentation (3)
    • COMM 427 Persuasive Communication (3)
    • Recommended Cognates
    • BUAD 223 Personal Law (2)
    • BUAD 325 Business Law I (3)
    • BUAD 326 Business Law II (3)
    • ECON 261 Macroeconomics (4)
    • ECON 265 Microeconomics (4)
    • STAT 222 Introduction to Statistics (4)
    
    
    8. What is the study/workload like for this major?
    • a minimum of 60 upper division hours
    • GE requirements
    • major requirements
    • at least a 2.0 GPA overall
    9. Can you graduate in four years in your intended major? Is it common? If it’s not, is a five-year+ plan okay with you and/or your family?
    • Yes I can graduate in four years. A five-year+ plan is okay with my family
    1. How many units do you need to graduate with your intended major?
    • 192 units
    10. In college, you have a lot of free time. What clubs or groups are you interested in joining (research campus life)?
    • Film Club
    • Pre- Law Society
    • History Club
    11. What career might one go into with this major?

    • 

      The Law 

      Lawyer
    12. What are the viewpoints of current students in this major?
    • One student said its a great experience and the campus is beautiful.
    • Another student also says it was a great experience.
    13. What other majors relate to this major?
    • Major in History: American History Emphasis, B.A.
    • Major in History: European History Emphasis, B.A.
    • Major in Social Studies, B.S.
    
    
    14. What questions would you ask a college admissions counselor?
    • What kind of jobs are on campus?
    15. OPTIONAL: Record any other information you found relevant to you that is not covered by answering the questions above.
    • 100% of students get financial aid.
    
    
    
    
    
    UCLA
    Your report must include the answers to the questions below:
    16. What type of institution is it (private, public, out-of-state, four-year, etc.)?
    • four-year
    • public
    17. What is the enrollment (gender, ethnicity, religion, age, etc.)?
    • Co-ed enrollment
    • diverse
    • no school religion
    18. Where is the institution located?
    • Los Angeles, California, United States
    1. How far from home?
    • 53.2 miles, 1 hour drive
    2. Is it urban/suburban/rural?
    • Urban
    19. What are the admission requirements?
    • 1 year of VPA
    • 1 year of prep electives
    • 2 years of foreign language
    • 2 years of lab science
    • 3 years of math
    • 4 years of English
    • 2 years of History/Social Science
    1. What tests do you need to take and pass to get into this institution?
    • SAT or ACT
    2. What is the average GPA requirement?
    • 3.00
    3. What forms, letters, applications are necessary for this institution?
    • There is a scholarship requirement of a 3.0 GPA for California residents and 3.4 for non-residents
    20. How much will it cost to attend this institution?
    • Tuition and fees for a whole year $12, 696
    1. What other projected costs will attending this institution incur?
    • Supplies: $1599
    • Room and board:$4644
    • Transportation:$1641
    • personal: $2,184
    • Health Insurance: $1939
    2. How do you plan to cover them?
    • Work part-time
    • scholarships and financial aid
    21. What are the living arrangements necessary for you to attend this institution? (If this was addressed in #6, simply state “see above”.)
    • I will live at home since the college is very close to my house.
    22. What does it mean to declare a major?
    • A student declares a major on the application during the the admission process.
    1. What steps must be taken prior to declaring a major at this institution?
    • Go to the department advisor and ask for requirements and admission
    23. What type of major might you pursue at this institution?
    • Business economics B.A.
    1. What is a description of this major?
    • This major is about applying the theories of economics to business.
    24. What skills are necessary to be successful in this major?
    • Speaking and listening
    • Critical Thinking
    • Organized Research
    • Precise and Persuasive Writing
    25. What high school courses are needed for this major?
    • Critical Thinking
    • Organized Research
    • Precise Writing
    • Economics
    26. What courses does one take to fulfill this major?
    • Economics 102
    • Economics 103
    • Two courses from Economics 106
    • 4 of these Upper Division Courses
    • Management 108
    • Management 120A
    • Management 120B
    • Management 122
    • Management 123
    • Management 124
    • Management 126
    • Management 127A
    • Management 127B
    • Management 130A
    • Management 130B
    • Management 140
    27. What is the study/workload like for this major?
    • A minimum of 180 units
    • 60 upper division unit
    • At least earn 2.00 GPA
    
    
    28. Can you graduate in four years in your intended major? Is it common? If it’s not, is a five-year+ plan okay with you and/or your family?
    • Yes I can graduate in four years. A five-year+ plan is okay with my family.
    1. How many units do you need to graduate with your intended major?
    • A minimum 180 - 200 units
    29. In college, you have a lot of free time. What clubs or groups are you interested in joining (research campus life)?
    • Bruin Republicans
    30. What career might one go into with this major?
    • Lawyer
    31. What are the viewpoints of current students in this major?
    • One student called his experience “awesome”
    • Another said that the program had great instructors and facilities. the program was overall great.
    32. What other majors relate to this major?
    • Economics
    33. What questions would you ask a college admissions counselor?
    • What kind of jobs are there on campus?
    
    
    34. OPTIONAL: Record any other information you found relevant to you that is not covered by answering the questions above.